BONUS!!! With an acceptable offer, Seller will pay up to $20,000 towards Buyer's Closing Costs or Rate Buy Down! This Stunning, 1 Level Living, with Bonus Room, 4-bedroom, 3.5-bathroom, home is located in a desirable gated community with wonderful amenities including a community pool, clubhouse, and sidewalks perfect for the avid walker. Even better — this home qualifies for 100% USDA financing, making it a rare find with incredible value! Step inside to discover gleaming hardwood floors and a welcoming open concept layout. The spacious living room features a stack stone, gas log fireplace and flows seamlessly into the formal dining area and kitchen. The kitchen is a chef's delight, complete with granite countertops, ornate tile backsplash, stainless steel appliances, pantry, and a sunny breakfast nook. The spacious, main-level primary suite offers a relaxing retreat with a trey ceiling, sitting area and luxurious en-suite bathroom featuring a walk-in tiled, shower and jetted tub and spacious walk-in closet. Two additional bedrooms on the main level share a convenient Jack & Jill bathroom, while a guest powder room and large laundry room with cabinets, sink and work area add function and ease. There is also an additional washer and dryer hook-up in the garage. Upstairs you'll find a versatile second primary suite or bonus room with its own full bath — perfect for guests, a private office, or a teen suite. Two car, side entry, oversized Garage. Outside, enjoy a covered back porch just off the kitchen, overlooking the level fenced backyard with fire pit — ideal for relaxing, entertaining, or play. Even better, this home has been freshly painted throughout, including the driveway, so all you need to do is move in and enjoy.